Is insurance good? Of course it is. It’s a great way to protect yourself from the unexpected. Is insurance bad? It is when you have too little or too much! Many people fall into the trap of being over-insured with policies they don’t need or could never collect on....
Buying
Real Estate Markets Are Local
Each year, your municipality issues property tax assessment notices. The property 'value' is then multiplied by a Mill Rate (set by the City) in order to calculate the amount of tax owing. It's important to note that an assessment for tax purposes is not necessarily...
Are You Ready for a Coach?
Most top-performers benefit by engaging a coach. To be successful, in any field, we must go well beyond acquired knowledge. A good coach can help translate information into implementation, but the student must be ready! "That basketball coach screaming from the...
Condo Documents Checklist
One of the best things about buying a condominium is that we don’t have to worry about anything outside the walls of our unit – sort of. Exterior maintenance, including big ticket items like roofs, windows, doors, parking lots, etc., are all typically covered by our...
What’s This House Worth?
Would you like to know what any given house will sell for? The simple answer is: All houses sell for the highest price a qualified buyer will pay, and the lowest price a seller will accept. ... and, figuring out in advance where that point might be is actually not...
Mortgage Renewal Intel
renew? I've coordinated renewal of several mortgages over the past few months (you may recall we sometimes try to time renewals for US election years because of typically coinciding rate dips), and here's what I've learned: Existing variable rates are crazy-low (as...